Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$404,499$404,499$422,910
Remaining term (yrs)26.526.530.0
Secondary amount$0$41,906$0
Funding fee$0$0$0
Note rate6.270%6.270%7.400%
Blended rate6.820%7.295%7.640%
1st payment$2,605.06$2,605.06$2,928.14
2nd payment$0.00$414.69$0.00
Taxes / mo$463.92$463.92$463.92
Insurance / mo$166.67$166.67$166.67
MI / mo$193.51$193.51$84.58
HOA / mo$184.00$184.00$184.00
Total monthly$3,613.15$4,027.84$3,827.31
Cash to close$65,401$23,495$46,990