Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$123,253	$123,253	$495,000
Remaining term (yrs)	13.4	13.4	30.0
Secondary amount	$0	$371,747	$0
Funding fee	$0	$0	$0
Note rate	4.980%	4.980%	7.400%
Blended rate	5.830%	7.272%	7.640%
1st payment	$1,046.54	$1,046.54	$3,427.28
2nd payment	$0.00	$2,400.86	$0.00
Taxes / mo	$657.33	$657.33	$657.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$138.40	$138.40	$99.00
HOA / mo	$38.75	$38.75	$38.75
Total monthly	$2,047.69	$4,448.56	$4,389.03
Cash to close	$426,747	$55,000	$55,000