Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$266,896$266,896$310,500
Remaining term (yrs)25.225.230.0
Secondary amount$0$43,604$0
Funding fee$1,334$1,334$0
Note rate3.110%3.110%7.400%
Blended rate3.110%3.937%7.640%
1st payment$1,269.83$1,269.83$2,149.84
2nd payment$0.00$327.03$0.00
Taxes / mo$255.58$255.58$255.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$62.10
HOA / mo$57.00$57.00$57.00
Total monthly$1,732.41$2,059.45$2,674.52
Cash to close$78,104$34,500$34,500