Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$164,685	$164,685	$269,100
Remaining term (yrs)	20.1	20.1	30.0
Secondary amount	$0	$104,415	$0
Funding fee	$0	$0	$0
Note rate	3.470%	3.470%	7.400%
Blended rate	4.320%	5.748%	7.640%
1st payment	$944.42	$944.42	$1,863.19
2nd payment	$0.00	$696.10	$0.00
Taxes / mo	$238.33	$238.33	$238.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$149.53	$149.53	$53.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,482.29	$2,178.39	$2,305.35
Cash to close	$134,315	$29,900	$29,900