Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$263,288	$263,288	$539,910
Remaining term (yrs)	23.0	23.0	30.0
Secondary amount	$0	$276,622	$0
Funding fee	$0	$0	$0
Note rate	3.750%	3.750%	7.400%
Blended rate	4.600%	6.214%	7.640%
1st payment	$1,421.90	$1,421.90	$3,738.23
2nd payment	$0.00	$1,786.52	$0.00
Taxes / mo	$460.67	$460.67	$460.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$217.48	$217.48	$107.98
HOA / mo	$61.00	$61.00	$61.00
Total monthly	$2,327.72	$4,114.23	$4,534.54
Cash to close	$336,612	$59,990	$59,990