Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$1,647,772	$1,647,772	$3,847,500
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$2,199,728	$0
Funding fee	$0	$0	$0
Note rate	2.460%	2.460%	7.400%
Blended rate	3.310%	5.848%	7.640%
1st payment	$7,467.84	$7,467.84	$26,639.31
2nd payment	$0.00	$14,206.58	$0.00
Taxes / mo	$3,562.50	$3,562.50	$3,562.50
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$1,345.83	$1,345.83	$769.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$12,592.84	$26,799.42	$31,187.98
Cash to close	$2,627,228	$427,500	$427,500