Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$377,985	$377,985	$539,100
Remaining term (yrs)	25.6	25.6	30.0
Secondary amount	$0	$161,115	$0
Funding fee	$0	$0	$0
Note rate	4.720%	4.720%	7.400%
Blended rate	5.570%	6.296%	7.640%
1st payment	$2,115.75	$2,115.75	$3,732.62
2nd payment	$0.00	$1,074.10	$0.00
Taxes / mo	$276.58	$276.58	$276.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$288.29	$288.29	$107.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,847.29	$3,921.39	$4,283.69
Cash to close	$221,015	$59,900	$59,900