Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$93,217	$93,217	$445,500
Remaining term (yrs)	13.1	13.1	30.0
Secondary amount	$0	$352,283	$0
Funding fee	$0	$0	$0
Note rate	5.040%	5.040%	7.400%
Blended rate	5.890%	7.361%	7.640%
1st payment	$804.84	$804.84	$3,084.55
2nd payment	$0.00	$2,275.16	$0.00
Taxes / mo	$412.50	$412.50	$412.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$105.72	$105.72	$89.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,489.72	$3,764.88	$3,752.82
Cash to close	$401,783	$49,500	$49,500