Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$182,993	$182,993	$277,650
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$94,657	$0
Funding fee	$0	$0	$0
Note rate	2.770%	2.770%	7.400%
Blended rate	3.620%	5.454%	7.640%
1st payment	$858.03	$858.03	$1,922.39
2nd payment	$0.00	$709.93	$0.00
Taxes / mo	$465.25	$465.25	$465.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$148.49	$148.49	$55.53
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,621.77	$2,331.70	$2,593.17
Cash to close	$125,507	$30,850	$30,850