Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$349,350	$349,350	$431,100
Remaining term (yrs)	23.4	23.4	30.0
Secondary amount	$0	$81,750	$0
Funding fee	$1,747	$1,747	$0
Note rate	3.400%	3.400%	7.400%
Blended rate	3.400%	4.462%	7.640%
1st payment	$1,800.62	$1,800.62	$2,984.85
2nd payment	$0.00	$613.12	$0.00
Taxes / mo	$435.25	$435.25	$435.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$86.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,402.54	$3,015.66	$3,672.99
Cash to close	$129,650	$47,900	$47,900