Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$104,806$104,806$555,300
Remaining term (yrs)16.016.030.0
Secondary amount$0$450,494$0
Funding fee$0$0$0
Note rate3.590%3.590%7.400%
Blended rate4.440%7.125%7.640%
1st payment$715.60$715.60$3,844.79
2nd payment$0.00$2,909.44$0.00
Taxes / mo$514.17$514.17$514.17
Insurance / mo$166.67$166.67$166.67
MI / mo$111.63$111.63$111.06
HOA / mo$0.00$0.00$0.00
Total monthly$1,508.06$4,417.50$4,636.68
Cash to close$512,194$61,700$61,700