Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$14,500	$14,500	$463,399
Remaining term (yrs)	1.3	1.3	30.0
Secondary amount	$0	$448,899	$0
Funding fee	$0	$0	$0
Note rate	2.650%	2.650%	7.400%
Blended rate	3.500%	7.617%	7.640%
1st payment	$870.00	$870.00	$3,208.48
2nd payment	$0.00	$2,899.14	$0.00
Taxes / mo	$335.42	$335.42	$335.42
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$91.45	$91.45	$92.68
HOA / mo	$87.00	$87.00	$87.00
Total monthly	$1,550.54	$4,449.68	$3,890.25
Cash to close	$500,388	$51,489	$51,489