Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$130,602	$130,602	$337,500
Remaining term (yrs)	20.6	20.6	30.0
Secondary amount	$0	$206,898	$0
Funding fee	$0	$0	$0
Note rate	4.050%	4.050%	7.400%
Blended rate	4.900%	6.647%	7.640%
1st payment	$776.25	$776.25	$2,336.78
2nd payment	$0.00	$1,336.21	$0.00
Taxes / mo	$188.17	$188.17	$188.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$114.48	$114.48	$67.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,228.89	$2,565.10	$2,742.45
Cash to close	$244,398	$37,500	$37,500