Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$190,707	$190,707	$286,200
Remaining term (yrs)	25.2	25.2	30.0
Secondary amount	$0	$95,493	$0
Funding fee	$954	$954	$0
Note rate	3.100%	3.100%	7.400%
Blended rate	3.100%	5.069%	7.640%
1st payment	$906.34	$906.34	$1,981.59
2nd payment	$0.00	$716.19	$0.00
Taxes / mo	$393.17	$393.17	$393.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$57.24
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,449.51	$2,165.70	$2,582.00
Cash to close	$127,293	$31,800	$31,800