Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$80,671$80,671$251,910
Remaining term (yrs)11.511.530.0
Secondary amount$0$171,239$0
Funding fee$0$0$0
Note rate6.130%6.130%7.400%
Blended rate6.980%7.673%7.640%
1st payment$808.03$808.03$1,744.17
2nd payment$0.00$1,141.59$0.00
Taxes / mo$258.83$258.83$258.83
Insurance / mo$150.00$150.00$150.00
MI / mo$94.15$94.15$50.38
HOA / mo$0.00$0.00$0.00
Total monthly$1,311.01$2,452.60$2,203.39
Cash to close$199,229$27,990$27,990