Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$143,598$143,598$170,910
Remaining term (yrs)24.824.830.0
Secondary amount$0$27,312$0
Funding fee$718$718$0
Note rate2.960%2.960%7.400%
Blended rate2.960%3.925%7.640%
1st payment$679.50$679.50$1,183.35
2nd payment$0.00$204.84$0.00
Taxes / mo$2.17$2.17$2.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$34.18
HOA / mo$0.00$0.00$0.00
Total monthly$831.67$1,036.51$1,369.69
Cash to close$46,302$18,990$18,990