Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$528,048$528,048$571,500
Remaining term (yrs)26.626.630.0
Secondary amount$0$43,452$0
Funding fee$2,640$2,640$0
Note rate6.390%6.390%7.400%
Blended rate6.390%6.588%7.640%
1st payment$3,436.68$3,436.68$3,956.95
2nd payment$0.00$325.89$0.00
Taxes / mo$497.58$497.58$497.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$114.30
HOA / mo$105.00$105.00$105.00
Total monthly$4,205.93$4,531.82$4,840.50
Cash to close$106,952$63,500$63,500