Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$0	$0	$638,100
Remaining term (yrs)	29.5	29.5	30.0
Secondary amount	$0	$638,100	$0
Funding fee	$0	$0	$0
Note rate	5.891%	5.891%	7.400%
Blended rate	6.441%	7.750%	7.640%
1st payment	$0.00	$0.00	$4,418.08
2nd payment	$0.00	$4,121.06	$0.00
Taxes / mo	$126.50	$126.50	$126.50
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$127.62
HOA / mo	$45.00	$45.00	$45.00
Total monthly	$388.17	$4,509.23	$4,933.86
Cash to close	$709,000	$70,900	$70,900