Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$421,202$421,202$463,500
Remaining term (yrs)24.824.830.0
Secondary amount$0$42,298$0
Funding fee$2,106$2,106$0
Note rate2.980%2.980%7.400%
Blended rate2.980%3.529%7.640%
1st payment$1,997.50$1,997.50$3,209.18
2nd payment$0.00$317.24$0.00
Taxes / mo$429.17$429.17$429.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$92.70
HOA / mo$0.00$0.00$0.00
Total monthly$2,593.33$2,910.57$3,897.71
Cash to close$93,798$51,500$51,500