Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$164,852	$164,852	$387,000
Remaining term (yrs)	15.5	15.5	30.0
Secondary amount	$0	$222,148	$0
Funding fee	$824	$824	$0
Note rate	3.980%	3.980%	7.400%
Blended rate	3.980%	6.144%	7.640%
1st payment	$1,179.89	$1,179.89	$2,679.51
2nd payment	$0.00	$1,434.70	$0.00
Taxes / mo	$282.83	$282.83	$282.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$77.40
HOA / mo	$33.00	$33.00	$33.00
Total monthly	$1,645.72	$3,080.43	$3,222.74
Cash to close	$265,148	$43,000	$43,000