Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$153,849	$153,849	$296,910
Remaining term (yrs)	24.8	24.8	30.0
Secondary amount	$0	$143,061	$0
Funding fee	$0	$0	$0
Note rate	2.980%	2.980%	7.400%
Blended rate	3.830%	5.839%	7.640%
1st payment	$729.61	$729.61	$2,055.74
2nd payment	$0.00	$953.74	$0.00
Taxes / mo	$95.83	$95.83	$95.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$122.90	$122.90	$59.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,098.34	$2,052.08	$2,360.96
Cash to close	$176,051	$32,990	$32,990