Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$180,617$180,617$359,910
Remaining term (yrs)9.89.830.0
Secondary amount$0$179,293$0
Funding fee$903$903$0
Note rate2.230%2.230%7.400%
Blended rate2.230%5.104%7.640%
1st payment$1,693.20$1,693.20$2,491.94
2nd payment$0.00$1,195.29$0.00
Taxes / mo$333.25$333.25$333.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.98
HOA / mo$0.00$0.00$0.00
Total monthly$2,176.45$3,371.73$3,047.18
Cash to close$219,283$39,990$39,990