Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$149,498$149,498$234,000
Remaining term (yrs)25.725.730.0
Secondary amount$0$84,502$0
Funding fee$0$0$0
Note rate4.000%4.000%7.400%
Blended rate4.850%6.349%7.640%
1st payment$774.32$774.32$1,620.17
2nd payment$0.00$633.77$0.00
Taxes / mo$208.08$208.08$208.08
Insurance / mo$150.00$150.00$150.00
MI / mo$114.88$114.88$46.80
HOA / mo$47.00$47.00$47.00
Total monthly$1,294.28$1,928.05$2,072.05
Cash to close$110,502$26,000$26,000