Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$157,827$157,827$206,100
Remaining term (yrs)24.524.530.0
Secondary amount$0$48,273$0
Funding fee$0$0$0
Note rate2.860%2.860%7.400%
Blended rate3.710%4.949%7.640%
1st payment$745.55$745.55$1,426.99
2nd payment$0.00$362.05$0.00
Taxes / mo$190.50$190.50$190.50
Insurance / mo$150.00$150.00$150.00
MI / mo$127.53$127.53$41.22
HOA / mo$0.00$0.00$0.00
Total monthly$1,213.59$1,575.64$1,808.71
Cash to close$71,173$22,900$22,900