Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$98,869$98,869$215,100
Remaining term (yrs)20.020.030.0
Secondary amount$0$116,231$0
Funding fee$0$0$0
Note rate3.430%3.430%7.400%
Blended rate4.280%6.290%7.640%
1st payment$568.21$568.21$1,489.31
2nd payment$0.00$774.87$0.00
Taxes / mo$76.00$76.00$76.00
Insurance / mo$150.00$150.00$150.00
MI / mo$90.42$90.42$43.02
HOA / mo$328.00$328.00$328.00
Total monthly$1,212.62$1,987.49$2,086.33
Cash to close$140,131$23,900$23,900