Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$67,042	$67,042	$150,300
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$83,258	$0
Funding fee	$0	$0	$0
Note rate	2.970%	2.970%	7.400%
Blended rate	3.820%	6.689%	7.640%
1st payment	$320.50	$320.50	$1,040.65
2nd payment	$0.00	$624.44	$0.00
Taxes / mo	$105.25	$105.25	$105.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$54.05	$54.05	$30.06
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$629.81	$1,254.24	$1,325.96
Cash to close	$99,958	$16,700	$16,700