Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$210,569$210,569$323,100
Remaining term (yrs)25.025.030.0
Secondary amount$0$112,531$0
Funding fee$0$0$0
Note rate2.840%2.840%7.400%
Blended rate3.690%5.191%7.640%
1st payment$978.87$978.87$2,237.08
2nd payment$0.00$750.21$0.00
Taxes / mo$447.75$447.75$447.75
Insurance / mo$150.00$150.00$150.00
MI / mo$167.88$167.88$64.62
HOA / mo$110.00$110.00$110.00
Total monthly$1,854.49$2,604.70$3,009.45
Cash to close$148,431$35,900$35,900