Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$285,287	$285,287	$746,550
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$461,263	$0
Funding fee	$0	$0	$0
Note rate	2.650%	2.650%	7.400%
Blended rate	3.500%	6.126%	7.640%
1st payment	$1,320.25	$1,320.25	$5,168.96
2nd payment	$0.00	$2,978.99	$0.00
Taxes / mo	$541.17	$541.17	$541.17
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$232.07	$232.07	$149.31
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,310.16	$5,289.15	$6,076.10
Cash to close	$544,213	$82,950	$82,950