Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$155,448$155,448$256,500
Remaining term (yrs)23.223.230.0
Secondary amount$0$101,052$0
Funding fee$0$0$0
Note rate3.600%3.600%7.400%
Blended rate4.450%5.849%7.640%
1st payment$821.39$821.39$1,775.95
2nd payment$0.00$673.68$0.00
Taxes / mo$298.08$298.08$298.08
Insurance / mo$150.00$150.00$150.00
MI / mo$127.97$127.97$51.30
HOA / mo$100.00$100.00$100.00
Total monthly$1,497.45$2,171.13$2,375.34
Cash to close$129,552$28,500$28,500