Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$114,082	$114,082	$305,100
Remaining term (yrs)	16.2	16.2	30.0
Secondary amount	$0	$191,018	$0
Funding fee	$570	$570	$0
Note rate	3.340%	3.340%	7.400%
Blended rate	3.340%	6.258%	7.640%
1st payment	$755.97	$755.97	$2,112.45
2nd payment	$0.00	$1,273.45	$0.00
Taxes / mo	$282.50	$282.50	$282.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$61.02
HOA / mo	$23.33	$23.33	$23.33
Total monthly	$1,211.80	$2,485.25	$2,629.30
Cash to close	$224,918	$33,900	$33,900