Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$249,359$249,359$265,500
Remaining term (yrs)27.927.930.0
Secondary amount$0$30,891$0
Funding fee$0$0$0
Note rate6.470%6.470%7.400%
Blended rate7.020%7.555%7.640%
1st payment$1,608.57$1,608.57$1,838.27
2nd payment$0.00$305.69$0.00
Taxes / mo$58.00$58.00$58.00
Insurance / mo$150.00$150.00$150.00
MI / mo$117.01$117.01$53.10
HOA / mo$145.00$145.00$145.00
Total monthly$2,078.58$2,384.27$2,244.37
Cash to close$45,641$14,750$29,500