Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$58,410	$58,410	$103,500
Remaining term (yrs)	19.6	19.6	30.0
Secondary amount	$0	$45,090	$0
Funding fee	$0	$0	$0
Note rate	3.570%	3.570%	7.400%
Blended rate	4.420%	6.415%	7.640%
1st payment	$343.82	$343.82	$716.61
2nd payment	$0.00	$338.17	$0.00
Taxes / mo	$104.67	$104.67	$104.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$53.77	$53.77	$20.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$652.25	$990.43	$991.98
Cash to close	$56,590	$11,500	$11,500