Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$207,478	$207,478	$333,000
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$125,522	$0
Funding fee	$0	$0	$0
Note rate	2.980%	2.980%	7.400%
Blended rate	3.830%	5.402%	7.640%
1st payment	$988.41	$988.41	$2,305.62
2nd payment	$0.00	$836.81	$0.00
Taxes / mo	$189.17	$189.17	$189.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$166.49	$166.49	$66.60
HOA / mo	$100.00	$100.00	$100.00
Total monthly	$1,594.07	$2,430.88	$2,811.39
Cash to close	$162,522	$37,000	$37,000