Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$130,444	$130,444	$468,000
Remaining term (yrs)	10.0	10.0	30.0
Secondary amount	$0	$337,556	$0
Funding fee	$0	$0	$0
Note rate	2.150%	2.150%	7.400%
Blended rate	3.000%	6.426%	7.640%
1st payment	$1,191.28	$1,191.28	$3,240.34
2nd payment	$0.00	$2,180.05	$0.00
Taxes / mo	$571.67	$571.67	$571.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$129.73	$129.73	$93.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,059.34	$4,239.39	$4,072.27
Cash to close	$389,556	$52,000	$52,000