Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$540,711$540,711$643,500
Remaining term (yrs)25.825.830.0
Secondary amount$0$102,789$0
Funding fee$2,704$2,704$0
Note rate5.300%5.300%7.400%
Blended rate5.300%5.731%7.640%
1st payment$3,201.11$3,201.11$4,455.46
2nd payment$0.00$685.26$0.00
Taxes / mo$268.67$268.67$268.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$128.70
HOA / mo$26.25$26.25$26.25
Total monthly$3,712.69$4,397.95$5,095.75
Cash to close$174,289$71,500$71,500