Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$152,928	$152,928	$314,997
Remaining term (yrs)	20.1	20.1	30.0
Secondary amount	$0	$162,069	$0
Funding fee	$0	$0	$0
Note rate	3.420%	3.420%	7.400%
Blended rate	4.270%	6.189%	7.640%
1st payment	$873.07	$873.07	$2,180.98
2nd payment	$0.00	$1,080.46	$0.00
Taxes / mo	$368.42	$368.42	$368.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$139.10	$139.10	$63.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,530.59	$2,611.05	$2,762.39
Cash to close	$197,069	$35,000	$35,000