Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$549,086$549,086$751,500
Remaining term (yrs)25.725.730.0
Secondary amount$0$202,414$0
Funding fee$2,745$2,745$0
Note rate4.000%4.000%7.400%
Blended rate4.000%5.010%7.640%
1st payment$2,843.96$2,843.96$5,203.23
2nd payment$0.00$1,307.26$0.00
Taxes / mo$60.67$60.67$60.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$150.30
HOA / mo$133.33$133.33$133.33
Total monthly$3,254.63$4,561.88$5,764.20
Cash to close$285,914$83,500$83,500