Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$205,591	$205,591	$395,910
Remaining term (yrs)	19.5	19.5	30.0
Secondary amount	$0	$190,319	$0
Funding fee	$0	$0	$0
Note rate	3.710%	3.710%	7.400%
Blended rate	4.560%	6.214%	7.640%
1st payment	$1,228.55	$1,228.55	$2,741.20
2nd payment	$0.00	$1,268.79	$0.00
Taxes / mo	$319.25	$319.25	$319.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$188.83	$188.83	$79.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,886.63	$3,155.43	$3,289.63
Cash to close	$234,309	$43,990	$43,990