Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$290,279$290,279$540,000
Remaining term (yrs)24.124.130.0
Secondary amount$0$249,721$0
Funding fee$0$0$0
Note rate2.900%2.900%7.400%
Blended rate3.750%5.600%7.640%
1st payment$1,390.21$1,390.21$3,738.85
2nd payment$0.00$1,612.78$0.00
Taxes / mo$484.67$484.67$484.67
Insurance / mo$166.67$166.67$166.67
MI / mo$236.58$236.58$108.00
HOA / mo$160.00$160.00$160.00
Total monthly$2,438.12$4,050.91$4,658.18
Cash to close$309,721$60,000$60,000