Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$316,655	$316,655	$562,500
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$245,845	$0
Funding fee	$1,583	$1,583	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	2.900%	5.020%	7.640%
1st payment	$1,520.13	$1,520.13	$3,894.64
2nd payment	$0.00	$1,587.75	$0.00
Taxes / mo	$300.33	$300.33	$300.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$112.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,987.13	$3,574.89	$4,474.14
Cash to close	$308,345	$62,500	$62,500