Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$5,240	$5,240	$418,500
Remaining term (yrs)	20.0	20.0	30.0
Secondary amount	$0	$413,260	$0
Funding fee	$0	$0	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	3.750%	7.700%	7.640%
1st payment	$28.71	$28.71	$2,897.61
2nd payment	$0.00	$2,668.97	$0.00
Taxes / mo	$165.17	$165.17	$165.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$4.45	$4.45	$83.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$365.00	$3,033.97	$3,313.14
Cash to close	$459,760	$46,500	$46,500