Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$117,747	$117,747	$337,500
Remaining term (yrs)	16.5	16.5	30.0
Secondary amount	$0	$219,753	$0
Funding fee	$589	$589	$0
Note rate	3.450%	3.450%	7.400%
Blended rate	3.450%	6.250%	7.640%
1st payment	$774.95	$774.95	$2,336.78
2nd payment	$0.00	$1,419.24	$0.00
Taxes / mo	$168.42	$168.42	$168.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$67.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,093.37	$2,512.61	$2,722.70
Cash to close	$257,253	$37,500	$37,500