Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$84,733	$84,733	$225,000
Remaining term (yrs)	9.0	9.0	30.0
Secondary amount	$0	$140,267	$0
Funding fee	$424	$424	$0
Note rate	5.800%	5.800%	7.400%
Blended rate	5.800%	7.171%	7.640%
1st payment	$994.95	$994.95	$1,557.85
2nd payment	$0.00	$935.11	$0.00
Taxes / mo	$354.33	$354.33	$354.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$45.00
HOA / mo	$466.00	$466.00	$466.00
Total monthly	$1,965.28	$2,900.40	$2,573.19
Cash to close	$165,267	$25,000	$25,000