Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$186,837$186,837$328,500
Remaining term (yrs)24.824.830.0
Secondary amount$0$141,663$0
Funding fee$0$0$0
Note rate3.000%3.000%7.400%
Blended rate3.850%5.640%7.640%
1st payment$887.99$887.99$2,274.47
2nd payment$0.00$944.42$0.00
Taxes / mo$240.17$240.17$240.17
Insurance / mo$150.00$150.00$150.00
MI / mo$149.19$149.19$65.70
HOA / mo$68.00$68.00$68.00
Total monthly$1,495.35$2,439.77$2,798.33
Cash to close$178,163$36,500$36,500