Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$232,561$232,561$315,000
Remaining term (yrs)24.724.730.0
Secondary amount$0$82,439$0
Funding fee$1,163$1,163$0
Note rate2.940%2.940%7.400%
Blended rate2.940%4.526%7.640%
1st payment$1,100.57$1,100.57$2,181.00
2nd payment$0.00$618.29$0.00
Taxes / mo$118.00$118.00$118.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$63.00
HOA / mo$248.00$248.00$248.00
Total monthly$1,616.57$2,234.86$2,760.00
Cash to close$117,439$35,000$35,000