Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$197,992	$197,992	$265,500
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$67,508	$0
Funding fee	$990	$990	$0
Note rate	3.040%	3.040%	7.400%
Blended rate	3.040%	4.555%	7.640%
1st payment	$949.39	$949.39	$1,838.27
2nd payment	$0.00	$506.31	$0.00
Taxes / mo	$488.83	$488.83	$488.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$53.10
HOA / mo	$27.33	$27.33	$27.33
Total monthly	$1,615.55	$2,121.87	$2,557.53
Cash to close	$97,008	$29,500	$29,500