Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$517,114$517,114$1,255,500
Remaining term (yrs)24.524.530.0
Secondary amount$0$738,386$0
Funding fee$2,586$2,586$0
Note rate2.730%2.730%7.400%
Blended rate2.730%5.682%7.640%
1st payment$2,408.37$2,408.37$8,692.83
2nd payment$0.00$4,768.74$0.00
Taxes / mo$1,162.50$1,162.50$1,162.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$251.10
HOA / mo$125.00$125.00$125.00
Total monthly$3,912.54$8,681.28$10,448.10
Cash to close$877,886$139,500$139,500