Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$261,819	$261,819	$413,910
Remaining term (yrs)	23.6	23.6	30.0
Secondary amount	$0	$152,091	$0
Funding fee	$1,309	$1,309	$0
Note rate	3.280%	3.280%	7.400%
Blended rate	3.280%	5.014%	7.640%
1st payment	$1,323.67	$1,323.67	$2,865.83
2nd payment	$0.00	$1,013.94	$0.00
Taxes / mo	$189.92	$189.92	$189.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$82.78
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,680.25	$2,694.19	$3,305.19
Cash to close	$198,081	$45,990	$45,990