Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$169,997	$169,997	$427,500
Remaining term (yrs)	18.7	18.7	30.0
Secondary amount	$0	$257,503	$0
Funding fee	$0	$0	$0
Note rate	3.850%	3.850%	7.400%
Blended rate	4.700%	6.537%	7.640%
1st payment	$1,058.73	$1,058.73	$2,959.92
2nd payment	$0.00	$1,663.04	$0.00
Taxes / mo	$320.25	$320.25	$320.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$159.97	$159.97	$85.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,705.61	$3,368.65	$3,532.34
Cash to close	$305,003	$47,500	$47,500