Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$213,595	$213,595	$548,910
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$335,315	$0
Funding fee	$1,068	$1,068	$0
Note rate	3.210%	3.210%	7.400%
Blended rate	3.210%	5.983%	7.640%
1st payment	$1,069.54	$1,069.54	$3,800.54
2nd payment	$0.00	$2,165.58	$0.00
Taxes / mo	$270.25	$270.25	$270.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$109.78
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,506.46	$3,672.04	$4,347.24
Cash to close	$396,305	$60,990	$60,990